Can I invest in real estate in Portugal while on a D7 visa?

If you are planning to move to Portugal through the D7 passive income visa, you might be wondering whether you are allowed to buy property once you arrive.

The short answer is yes.

Residents of D7 are fully permitted to purchase real estate in Portugal, whether for personal use, rental income, or long-term investment.

In fact, buying property can strengthen your residency plan and help you meet some of the key requirements for the D7 itself.

Real Estate Investment Is Allowed Under the D7 Visa

The D7 visa does not restrict property ownership in any way.

Once you receive your residence permit, you have the same rights as any other foreigner to buy land, apartments, villas or commercial spaces.

There are no special limitations for D7 holders, and you do not need a separate visa to make real estate purchases.

Many residents buy property shortly after receiving their permit because it gives them stability, lowers long-term housing costs and helps establish deeper ties to the country.

Buying Property Can Support Your D7 Application

Although the D7 is not an investment visa, owning real estate can support your application in meaningful ways.

One of the key requirements for the D7 process is providing proof of accommodation in Portugal.

This can be a long-term rental agreement, a property deed or another legally valid housing document.

Applicants who purchase their home before applying or shortly after arriving have clear and strong proof of accommodation.

Owning a property removes doubts about your intent to live in Portugal and demonstrates long-term commitment.

Real Estate as a Passive Income Source

Real estate can also play a role in meeting the financial requirements of the D7 visa.

Rental income generated from your property is considered passive income, which means it can be used to help demonstrate financial stability during your initial application and at each renewal.

Depending on their lifestyle, some residents buy properties that they can rent either part-time or long-term.

When structured properly, this can help diversify your income sources, making your financial profile stronger and more predictable.

Real Estate vs Golden Visa Property Rules

It is important to understand the difference between real estate rules for the D7 and the former Golden Visa program.

For many years, Golden Visa applicants purchased properties to qualify for residency.

That option has changed, and Portugal no longer allows real estate as a qualifying investment for Golden Visa purposes.

However, this restriction does not apply to D7 residents.

Buying property is fully allowed and has no negative effect on your visa.

If you are interested in investment diversification, you can also explore regulated Portugal Golden Visa Funds, which remain an eligible option under the Golden Visa pathway.

These funds are not related to the D7 requirements but are sometimes used for broader financial planning.

Practical Considerations When Buying Property

If you choose to invest in real estate, you will need a Portuguese tax number, known as a NIF, and a Portuguese bank account.

Most D7 applicants already have these as part of the application process, so purchasing property becomes simpler once you are established.

It is common to work with a local lawyer to review contracts, verify property records, and ensure smooth transactions.

Property taxes in Portugal are generally reasonable, and many foreign buyers appreciate the stability of the real estate market.

Final Thoughts

Yes, you can invest in real estate while living in Portugal on a D7 visa.

Buying property in Portugal can support your residency, offer passive income opportunities, and give you a stable foundation for your life.

With thoughtful planning and proper guidance, real estate can become an important part of your long-term vision as a D7 resident.